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Planning for care often brings up financial questions...
At LV Care, we aim to make things totally transparent and to be as supportive as possible, helping you understand what assistance is available and what you might need to arrange.
Jersey government
Long-term care scheme
The long-term care scheme provides financial support to Jersey residents who need long-term care for the rest of their life, either at home or in a care home. This means you need significant help with everyday tasks such as getting out of bed and dressing.
The scheme aims to remove any worry you may have about the cost of long-term care. How much financial support you receive depends on what level of help and support you need and what you can afford to pay.
If you cannot pay for your care costs, the scheme can help to cover these costs.
If you can contribute to your care costs, the scheme can support you with care costs, once you have paid for your care costs for a period of time.
Jersey government
Pension Plus scheme
PensionPlus is a Jersey Government‑funded scheme offering financial support. Keycomponents include:
• Help with dental costs, such as annual check‑ups, hygienist care, fillings, crowns, extractions, root canals and dentures.
• Support for optical care every two years, including subsidy for eye‑tests, prescription glasses, lenses or contact lenses.
• Chiropody aid annually, for treatments by an HCPC‑registered chiropodist helping maintain mobility and comfort.
The long-term care scheme provides financial support to Jersey residents who need long-term care for the rest of their life, either at home or in a care home.
Optical, dental and chiropody costs and what you can claim for
On Pension Plus, you'll be entitled to the following financial support:
Optical
- every 2 year, up to £55 towards an eye test
- every 2 years, up to £165 towards new prescription glasses, lenses or contact lenses
Dental
- every year, up to £55 towards dental check-up
- every 4 years, up to £1,900 towards dental treatments or dentures
Chiropody
- every year, up to £165 towards the cost of chiropody treatment from a Health and Care Professions Council (HCPC) registered chiropodist
At LV Care, we provide clear cost schedules and care plans so you know what to expect from the start.
legality
Power of attorney
It is wise to consider setting up a Power of Attorney as part of planning for care. This legal document appoints someone you trust to make decisions on your behalf about your health, welfare, or finances, should you become unable to do so yourself.
Having a Power of Attorney in place helps ensure your wishes are understood and followed. It gives families clear authority to act, which can avoid delays and uncertainty at a time when decisions may need to be made quickly.
It can also reduce stress and disagreement between family members, as roles and responsibilities are already agreed. Setting this up early allows you to stay in control of who makes decisions for you and how those decisions should be handled.
Up front
Our support
At LV Care, we provide clear cost schedules and care plans so you know what to expect from the start. We are happy to talk through funding options, help you check eligibility for schemes like Long‑term care and Pension Plus, and suggest independent financial advice if needed. Our priority is to ensure that you and your family feel informed, reassured, and supported.